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6 benefits of buying a seized vehicle
auto

6 benefits of buying a seized vehicle

Buying your first or upgrading to a new or pre-owned vehicle is a fun yet complicated experience. However, do not overlook the possibility of buying a seized vehicle. These automobiles refer to trucks, cars, and other motor vehicles that have been taken possession of by financial institutions due to non-payment of loans. They may also be sold at auctions to recover the outstanding loan amount. Here are six benefits of buying a seized vehicle. Multiple buying options Financial institutions may seize a ton of vehicles each day. Therefore, you might be able to pick from a variety of vehicles across multiple segments. A few choices may include trucks, SUVs, sedans, and hatchbacks. Unique choices Since vehicle auctions may include a range of vehicles, you might stumble upon a rare or unique automobile that isn’t available through traditional channels. They may also range from basic to luxury models with the latest technology. So ensure you do your research before making the purchase. Good condition Most vehicles sold at an auction are usually at most 5 years old. Some vehicles are also in nearly new condition. You may find the best vehicle deals on fleet and government vehicles. These are well-maintained and serviced regularly.
10 surprising things that a home warranty doesn’t cover
home and garden

10 surprising things that a home warranty doesn’t cover

If you purchased or are planning to purchase a home, you may have wondered what a home warranty covers. A home warranty can save you money when any systems and appliances break down, preserving your home and budget. However, it doesn’t cover every element of your home. Some aspects that a home warranty doesn’t cover, like leaky roofs and cosmetic damage, are listed below. Scroll down to uncover the limitations of a home warranty plan. Walls, doors, and windows A home warranty usually doesn’t cover walls, windows, and doors as they are considered structural elements. However, based on the age of your home, these items will be covered by a homeowners insurance policy or builder’s warranty. Cosmetic damage If the damage, like scratches or dents, is caused by natural wear and tear over time, it is the homeowners’ responsibility, not that of the warranty provider. Pest damage Home warranties are not designed to cover and repair/ replace the damages caused by pest infestations like rodents or termites. Leaking roofs A home warranty doesn’t cover leaking roofs since this is a structural problem. Hot tubs and swimming pools Pools and hot tubs are some things not covered under a home warranty, but certain companies might extend their coverage at an additional price.
5 important questions to ask a financial advisor
finance

5 important questions to ask a financial advisor

Financial planning is a complicated endeavor that does not stop with simply opening savings and certificate of deposit accounts. You need an expert who can advise you on the best investment and diversification strategies for building a solid portfolio to secure your financial needs. But before hiring a good advisor, it is essential to understand how the process works and how to proceed from here. These questions can be a starting point. Here are the five questions you must ask a financial advisor: What are your qualifications? Financial planning is a vast topic with several areas of specialization in practice. So, you need to understand whether the advisor provides assistance for financial planning in general or focuses on a specific aspect of portfolio building. Primarily, they practice with a Certified Financial Planner (CFP) qualification approved by federal regulatory authorities and guidelines for safe practices. What is the range of services you offer? Their experience will vary depending on the type of services provided, ranging from planning for retirement to tax mitigation strategies and real estate trust services. Some CFPs work as fiduciaries, ensuring they keep your best interests at heart when planning and strategizing your finances. You must also check to confirm any disclosures on the record of previous misconduct or legal sanctions imposed on their range of services.
5 signs that indicate the need to consult a dermatologist
health

5 signs that indicate the need to consult a dermatologist

Typically, people prefer to avoid visiting a healthcare expert since it is a stressful experience. However, a person’s skin, more often than not, provides an adequate picture of their health, so if the skin is showing signs of excess dullness, redness, changes color rapidly, or displays other symptoms, it is advisable to see a skincare expert at the earliest. Here are some of the signs that mean that one has to visit a dermatologist: Having dry, flaky skin patches Dryness and flaky skin patches are indicative of health conditions like psoriasis or eczema. In fact, these tend to be some of the early symptoms of such a condition, making it imperative for people to visit a dermatologist immediately. A dermatologist can correctly detect such conditions and provide the necessary treatment or prescription-based solutions to reduce the severity of the symptoms and improve one’s quality of life. One especially needs to consult a dermatologist if they experience flaky or overly dry skin on their scalp, chest, knees, elbows, or lower back. Having nail or skin infections Skin and nail infections mean that things like fungus, bacteria, viruses, or yeast have come into contact with a person’s skin. The most common indicator of this is swelling, inflammation, pus, warts, itching, or nail/skin discoloration.
5 common gardening mistakes to avoid
home and garden

5 common gardening mistakes to avoid

Gardening isn’t something you get right on the first try. It requires some trial and error to perfect. Sometimes, you might find a plant doing poorly in one spot of your yard but thriving in another. While you might need more than a couple of tries to get things right, you must first learn about the common gardening mistakes to avoid. Luckily, most of these are easy to step over. Skipping compost Plants need nutrients while growing, and the best way to supply them is by adding compost. By skipping compost, you’re falling prey to one of the most common gardening mistakes that should be avoided. Compost not only provides plants with nutrients but also adds moisture and improves the soil’s drainage. Ignoring pest control Pests are always waiting for a chance to make quick work of your garden. So, you must find a way to stop them without using poisonous chemicals. One solution is to grow disease and pest-resistant plants that attract birds and insects that eat destructive pests. You can use some non-toxic traps and sprays occasionally. Poor watering habits It’s impossible to ignore how many of us water our plants and gardens at the wrong time. If you want the lawn to retain moisture, water it last thing at night or first thing in the morning.
4 mistakes businesses should avoid when buying software
software

4 mistakes businesses should avoid when buying software

Businesses often need new computer software to function efficiently and improve performance. However, purchasing software is not as easy as it sounds. There are many options in the market, and choosing the wrong one can cost the business dearly. Moreover, computer programs and software are long-term investments, and it is not viable for companies to keep switching between products frequently. With that in mind, here are the common mistakes to avoid while buying software. Buying generic software Many companies invest in generic software rather than specialized ones because they are cheap and help save money in the long run. However, generic software provides basic features and lacks specific capabilities a business may require. For instance, a manufacturing company may require an inventory tracking feature, which may be absent in generic software. So, when choosing, it is critical to ensure the product meets the needs of a business. Choosing software that is hard to use While choosing computer software, one must remember that their employees are the end users. A cluttered interface and too many menus can make it challenging for them to use the software, which can affect the organization’s daily operations. Moreover, some programs have complex features that may never be used.
6 natural drinks that can help relieve constipation
health

6 natural drinks that can help relieve constipation

Constipation is a common condition that develops when one has fewer than three bowel movements a week. The stool that remains in the digestive tract hardens over time, making it difficult to pass. Constipation can be a result of health conditions or lifestyle factors. Although it can cause discomfort, it should not be a source of embarrassment. Further, to ease abdominal pain and reduce constipation, one should try the following drinks: Prune juice Prunes or dried plums are known for their laxative properties and for improving gastrointestinal health due to their fiber, sorbitol, magnesium, and potassium content. Certain studies have found that an intake of 80 grams of prunes per day can increase the load and frequency of bowel movements. Prune juice can relieve constipation by easing the movement of food through the digestive system. Lemon juice Lemon juice is a great source of vitamin C that pulls water into the gut. The increased water content helps soften the stool and facilitates digestion to relieve constipation. One can squeeze half a lemon into a glass of warm water and have it twice a day. Apple juice Apples are a great source of water-soluble fiber (pectin) and sorbitol, which can add bulk to the stool and help it move faster through the digestive tract.
6 signs of bad dental practices
health

6 signs of bad dental practices

Maintaining good oral hygiene does not simply refer to brushing, flossing, and home remedies. Periodic planned visits to the dentist’s office also determine the scope of oral care in the long run. But one must also be aware of the possibility of dental negligence from the professional and unsafe practices that con unsuspecting patients. It’s necessary to assert extra vigilance and identify these common red flags that question the authenticity of dental care treatments. Providing inflated bills Often, people get overwhelmed with technical jargon used for explaining treatment packages. Some professionals take advantage of this situation to bill charges explicitly without one’s knowledge. Not paying attention to detail A comprehensive exam and a thorough review of past health complications can provide valuable insights for the dentist to plan a good treatment. However, if he or she is taking this step lightly, then it’s better to avoid fixing another appointment and find a better practitioner in the neighborhood. Lack of ethics Speaking rudely, not paying attention, or unnecessarily losing one’s calm because their patients are asking questions are all warning signs that should not be ignored or tolerated. Too many promotions and ads A dental clinic that spends too much time and money advertising on billboards and online may not be good enough, as there is such a thing called as overselling.
6 foods to eat for skin, nail, and hair health
health

6 foods to eat for skin, nail, and hair health

The nails, hair, and skin perform more vital functions than we can imagine. While the nails contribute to sensations and protect the digits, the hair helps regulate the body’s temperature. The skin forms the body’s outermost layer and protects it against harmful substances and injuries. Thus, healthy hair, skin, and nails are essential for overall physical well-being. Here are some foods one should incorporate into one’s meal plan for hair, skin, and nail health: Fatty fish Fatty fish like salmon, tuna, and mackerel are high in omega-3 fatty acids, significantly boosting skin, hair, and nail health. They protect the body from sun damage and ensure good scalp health. Eggs Besides being excellent protein sources, eggs are rich in essential nutrients like vitamins A, E, and B7, zinc, and biotin. Consequently, they are highly recommended for hair, skin, and nail growth and strength. For example, one can have eggs for breakfast in the form of popular breakfast meals like scrambled eggs, boiled eggs, and omelets. Oatmeal Oatmeal is packed with fiber, zinc, copper, and essential vitamins. Zinc is particularly effective in reducing acne and facilitating strong nails. When eaten with milk, oatmeal can act as a complete breakfast meal and replenish the body with the required protein intake.
3 dos and don’ts for healthy nails
health

3 dos and don’ts for healthy nails

Although made from skin cells, fingernails and toenails are hard due to the laminated layers of a protein called keratin. Regardless of their texture, nails are an essential body part as they help us pick up things and protect our toes and fingers. Hence it’s crucial to care for them and maintain their health and appearance. What follows are a few dos and don’ts when practicing a nail care routine. Dos for healthy nails Keep them dry and clean Fingernails and toenails shouldn’t be kept wet for too long as moisture is a hotbed of bacteria production. Soaking the nails in water for an extended period can also lead to a split in the fingernails, which can become painful and lead to infections. Always wear rubber gloves with a cotton inner lining when washing dishes and cleaning the house or bathroom. They will keep your hands and nails from getting wet and coming into contact with harsh chemicals. Cut them regularly An essential component of good personal hygiene is cutting the nails regularly. While you can get a manicure from a professional, using clean clippers at home will also do the job. Cut the tips across and then shape them from the sides for a gentle curve that doesn’t hurt or get stuck in clothes.

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5 smartphone habits to break right away
Tech

5 smartphone habits to break right away

Most of us can’t do without a smartphone. The gadget helps us communicate easily, find the information we’re looking for, shop for our favorite products, and so much more. On the downside, we spend hours glued to our screens. This can take a toll on our personal lives, affect physical and mental health, and even cut short the life of our devices. Here are some harmful smartphone habits to break immediately. Scrolling before bedtime Endless scrolling on social media before bedtime makes it hard to fall asleep at night, leading to restlessness and tiredness the next day. Screens emit a blue light that affects melatonin production in the brain, the hormone that controls a person’s circadian rhythm or sleep-wake cycle. Without melatonin, it can be difficult to fall or stay asleep. Experts advise keeping the phone away for at least an hour before bedtime. You can instead read a book or listen to a podcast to relax your mind.  Always keeping the phone with you If you keep your phone in your pocket, you’ll be constantly tempted to pull it out and browse. Not to mention, you’ll be on the alert for notifications. Therefore it’s best to carry it in your purse or backpack.
A look at some of the best free investment advisors
finance

A look at some of the best free investment advisors

As a beginner investor, investing too much money at the start can be quite difficult and overwhelming. However, if you choose the right brokerage account, you can earn a lot back from it in terms of investment knowledge. So if you are looking for the best cost-free investment advisors to provide you with long-term portfolio management services, then you have come to the right place. Here is our collated list: Interactive Brokers Investment Brokers has an entity known as IBKR Lite, which offers commission-free trading on various commodities. It mainly covers exchange-listed stocks as well as exchange-traded funds (ETFs). It also offers low-priced access to various global markets without any account minimum or inactivity fee. Additionally, it offers the best competitive interest rates, while its client portal, which offers trading and account management services, is highly preferred by users. One of the most notable points is that IBKR Lite has been around for over 40 years, having earned the trust of a vast client base. You Invest by JP Morgan Chase You Invest Trade, offered by JP Morgan Chase, is one of the best low-cost investment advisors. It is complete with a range of commission-free ETFs and stocks that can be traded online.
Things you should know about multiple sclerosis
health

Things you should know about multiple sclerosis

Multiple sclerosis (MS) is a neurological disorder that affects the central nervous system (CNS). Due to this disorder, your immune system attacks myelin, which is the protective sheath covering the nerve fibers. As a result, communication between your brain and body is hampered. Causes of multiple sclerosis The exact cause of multiple sclerosis is still uncertain. However, some factors that cause this disorder are as follows: Immune system If the immune system is compromised, it may attack the CNS. The myelin protective sheath is affected, thereby disrupting the functioning of your brain, resulting in multiple sclerosis. Infection Certain viruses and bacteria can cause multiple sclerosis. Some viruses cause inflammation that breaks down the myelin, triggering multiple sclerosis. It is possible that brain-cell-like bacteria and viruses can cause the immune system to erroneously identify normal cells as foreign cells, thereby destroying them. Some of the viruses and bacteria that can cause multiple sclerosis include Epstein-Barr virus, measles viruses, and human herpesvirus-6 causing disorders like roseola. Genetics One can be highly susceptible to multiple sclerosis if one has a family history of this disorder. The possibility of one developing this disorder in such instances increases by 2.5% to 5% in the country.
Top 4 cloud data integration providers
software

Top 4 cloud data integration providers

As technology gets more advanced, companies that specialize in information technology are taking steps to update their cloud data and data analytics processes. There are companies that provide cloud data integration for the smooth functioning of business operations. Here is a list of the top providers of cloud data integration. Amazon Web Services Amazon Web Services was the first company which provided cloud data integration. The popularity and the stature of the company has grown manifold and it has expanded into providing a wide array of different services to its customers. It made processors based on the Arm technology and soon enough, that became the norm in most companies that specialized in providing cloud data integration. It created a major shift in the cloud storage technology space when it brought out a second-generation Graviton processor. Every year, the company has registered a huge growth in its revenue stream. In the recent past, Amazon Web Services launched the AppFlow, which is aimed at designing SaaS workflows. Microsoft Azure Azure by Microsoft would probably be the most sought after provider of cloud data integration after Amazon Web Services. It is one of the best commercial cloud services offered by the company. Microsoft Azure pitches itself as a service provider of software that one needs to store information.
5 amazing Samsung phone accessories to own
smartphone

5 amazing Samsung phone accessories to own

On average, a person spends a minimum of three to four hours on their phone every day. But, when it comes to convenience, there can never be something like too much. So, if you add a few accessories to your already powerful Samsung phone, it will only simplify your life further, making it more organized and easy. Be it phone holders, selfie sticks, power banks, or data cables, here are a few amazing accessories that are a must for all. Power Banks While Samsung phones have numerous benefits and can help you multitask with ease, there are some cons you cannot escape. For example, if you use your phone more, the battery will drain faster, be it 4000mAh or 5000mAh capacities. Now, of course, if you are home, it is easy for you to put your phone on charge; but what do you do when you forget your charger at home, or you are out with your friends and your battery runs out? There may also be situations wherein you do have a charger, but there’s no charging port available. In such a scenario, a power bank comes handy. It is definitely a Samsung accessory everyone should familiarize themselves with.

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Top 8 employee evaluation software for your business
software

Top 8 employee evaluation software for your business

One of the toughest tasks for any organization is the process of evaluating its employees every year to determine their performance. This where an employee evaluation software can make the process simpler and more systematic for the Human Resources (HR) department. Here’s is a list of the best software providers for employee assessment. BambooHR It is a human resources information system that makes the role of the HR team more effective. This cloud-based software offers a great range of employee information management options, which will help to keep an eye on their performance. This is an affordable software and ideal for small and medium-sized businesses. Engagedly When it comes to employee evaluation, today’s business needs a modern approach, and that is exactly what this employee evaluation software offers. It engages employees in the process of performance evaluation, making it possible for the system to be more simplified and save a lot of time. UltiPro This Cloud-based software offers a range of amazing features that make employee evaluation more effective. UltiPro comes with features like feedback, compensation management, evaluation history, development plans for individual employees, rating scale with customization options, on-going tracking of performance, goal-setting, skill assessment, and peer appraisal. Workday This employee evaluation software helps with the growth of your business by offering more insight into the workforce.
Top 3 Android smartphones for business
smartphone

Top 3 Android smartphones for business

An ideal smartphone for business is one that pleases you, delivers phenomenal value for the money, and on-the-go processing capabilities. It might not be easy for you to judge the usability of the handset simply by browsing the Internet. So, to help you, we have come up with a list of some of the best android smartphones that you can invest in right away. A good business smartphone is one that is capable of running all the latest apps that can help you with your business. So, from helping you connect with your business phone service to privacy services and PDF apps, a good business smartphone is capable of doing it all. Blackberry Key 2 Blackberry might not be the number one in the smartphone market, but the company still develops some of the finest business smartphones. Blackberry Key 2 is an Android run smartphone that was marketed as “an icon reborn,” primarily because Blackberry retained its classic keyword but improved it by adding a speed key button and increasing the size of the keys by 20%. Features of Blackberry Key 2 Long battery life, lasting you two days Qualcomm 660 processor A newer larger and more intelligent keyboard BlackBerry DTEK app that makes it incredibly secure Photos and files can be secured with the BlackBerry Locker The option of storage space of 64 GB and 256 GB 6 GB RAM Samsung Galaxy S20 If you need the best android smartphone that’s great for your business and is affordable at the same time, this 5G phone from Samsung should be your preferred choice.
A quick look at the iPhone X series models
software

A quick look at the iPhone X series models

The iPhone brand has been the father of smartphones since its inception. The first iPhone was introduced by Steve Jobs in 2007, which changed the game for smartphones with its multi-touch and camera capabilities. Since then, there’s no stopping Apple. In 2017, on its 10th Anniversary, Apple revamped the game again with the introduction of the iPhone X. This revolutionary iPhone paved the way for subsequent future iPhones as well, let’s have a look.   iPhone X This was the first iPhone in which the Home Button was replaced by clever software gestures. It had a 5.8-inch edge-to-edge high-resolution OLED display panel a better notch-superior than the previous generation’s LCD panel. The advantage of OLED is that color reproduction is way better, and it is certainly more power-efficient than the past models. As for the security, Apple ditched Touch ID and replaced it with the new biometric, Face ID. The front selfie camera, that was embedded in the notch of the iPhone X, was an added style plus. It created a 3D model of the user and worked in low-light with an infrared camera. In this model, there were two camera sensors on the rear with one telephoto lens and one wide lens.
Top destination travel options in Asia
travel

Top destination travel options in Asia

Asia is a beautiful continent and is home to some of the most exciting destination travel options. With so many exquisite countries to visit, the task of picking the best once can be a bit overwhelming. Well, fret not! Given the availability of affordable flights in-between prime hubs of Asia, you can certainly visit a couple of top destinations in Asia on a single trip. You can pick any one of the listed destinations below for your next destination travel trip. Chiang Mai, Thailand A lot of travelers visiting Thailand prefer its northern capital over Bangkok. The Old City of Chiang Mai is bustling with tourist activity all year round. The most beautiful thing that you’ll witness here is the welcoming and calming smile of monks. Happening night markets, a multitude of cultural festivals, beautiful temples, and sprawling mountains for trekking– Chiang Mai has something for every type of traveler. Every year the city gets a footfall of more than a million travelers that leave the destination enriched with hope and satisfaction. When in Chiang Mia, make sure that you take a tour of the magnificent riverside village, Pai, which is located only a few hours north of the city. Penang, Malaysia If you are looking for a destination travel trip where you can relax, unwind, and experience mouth-watering cuisine, then Penang in Malaysia is the right destination for you.
Top payroll software for small businesses
software

Top payroll software for small businesses

If you run a small business, payroll software can help you manage all the particulars and activities regarding your employee workforce. If you have 50 to 100 employees, it can get a little difficult to keep track of all the payslips, tax files, and other important employee details. That’s where payroll software for small businesses come in. Let’s look at the top software options you can choose from: Gusto Hailed as one of the best payroll software for small businesses, Gusto offers a comprehensive system with intuitive software that can help you handle a variety of employee-related matters. These include employee pay stubs and tax forms, benefits and payroll reports, health insurance, state and federal unemployment insurance, PTO tracking, direct deposit facilities, wage garnishments, automated tax filings, and unlimited payroll runs in all 50 states. The interface is easy-to-use, and the brand offers a free demo as well. Unlike other software, Gusto does not charge extra for features like automated billing, health benefits, online estimates, and workers’ compensation. ADP This software can take HR and payroll off your hands, easing your burden if you’re managing a small business. It handles all the time-consuming tasks for you, ranging from managing employees’ 401(k) accounts to filing payroll taxes, and it also takes over tasks like onboarding, hiring, and recruiting.
Business class flights and its features
travel

Business class flights and its features

All of us have daydreamed about traveling business class when we make a steady shuffle from business class to economy. Yes, it lures us with its spacious cabins, and luxe and cushy comforts. So, is it worth flying in a first-class or business class flight? Let’s discuss some of the best business class flight features that will prove that it is worth every penny. Priority check-in For travelers traveling business class, the check-in process is a lot more convenient and easier. You don’t need to stand in the long queue to finish your check-in procedure. Go ahead and sit down at the waiting room seat while the staff handles the check-in for you. Extra baggage allowed Now, this completely depends on the policy of the airline. However, irrespective of the airline you are traveling with, the permissible baggage allowance for a business class is certainly more than economy class travelers. So, if you are a shopaholic, it could be a huge plus. Access to the special lounge Ahead of the boarding time, business class travelers can wait in the exclusive lounge dedicated to them. Again, it might vary from airline to airline and airport to airport, but in most lounges across the globe, you’ll get scrumptious snacks and food.