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5 mistakes to avoid when purchasing insurance
finance

5 mistakes to avoid when purchasing insurance

Purchasing insurance can be an excellent financial decision. When you buy insurance, you make small payments called premiums to an insurance company so that you and your loved ones are protected during a financial emergency. However, there are a lot of factors to consider when buying an insurance plan. And more often than not, people make mistakes during the process, which cost them a lot more than they would otherwise pay. Opting for low premiums People often opt for a plan with a lower premium because it is easier on the pocket. However, such plans usually provide a smaller claim amount during an emergency. So, try to find a balance between the premiums you pay and how much money you get during a claim. Not trying other insurance providers Staying with the same insurer might make the documentation process easier when renewing the policy or buying a new one. However, it can cost you more in the long haul. The provider may not always offer the best price for a preferred plan. So, if your situation changes—for example, if you get married, buy a car, or move to a new state—compare different insurance companies before choosing one. Not reading the fine print Every insurance plan comes with terms and conditions.
4 breathing errors to avoid for healthy lungs
health

4 breathing errors to avoid for healthy lungs

Respiration is a vital function for survival, but certain breathing habits can significantly affect lung health. The body has a natural defense system to prevent dirt, germs, and bacteria from entering the lungs, and the right practices can help you maintain optimal function. Further, you can take a few important steps to lower the risk of respiratory issues. So, here are common breathing mistakes to avoid for maintaining lung health: Shallow breathing Shallow breathing, or chest breathing, is a common error that involves taking quick, short breaths that only fill the top portion of the lungs. As a result, the lungs do not get enough oxygen, which can cause fatigue, dizziness, and even anxiety. To avoid shallow breathing, practice diaphragmatic breathing, i.e., taking deep breaths that fill your belly with air. First, inhale slowly through the nose, with one hand on the belly and the other on your chest, and feel your belly rise with each breath. Then, exhale slowly through the mouth and repeat for several minutes. Holding your breath Another common mistake you can make, especially when exercising, is holding your breath. This can lead to a lack of oxygen in the lungs, increasing the risk of fatigue, dizziness, and even fainting.
10 common water heater repairing blunders to avoid
home and garden

10 common water heater repairing blunders to avoid

A water heater, an essential appliance in most homes, provides hot water for various tasks such as bathing, cleaning, and cooking. However, like any other appliance, a water heater may experience problems that may require timely repair. Unfortunately, many homeowners make common mistakes during water heater repair that cost them a lot of money. Here are a few such repairing mistakes that one can avoid to extend the longevity and safety of the device. Not turning off the power supply Before one starts any water heater repair, ensure that one has turned off the power supply. Failure to do so can result in electrical shock or major injury. Not draining the tank before repair If one needs to repair the water heater tank, it’s crucial to drain it first. This process can remove all the sediment build-up for proper maintenance. Ignoring leaks If one notices any leaks in the water heater, it’s essential to fix them as soon as possible. Ignoring leaks can result in severe water loss. Not checking warranty Most warranties cover repairs and replacements for a certain period. Failing to check the same can result in unnecessary expenses that could have been otherwise covered. Not replacing the anode rod The anode rod is a vital component of the water heater that protects the tank from corrosion.
5 signs that suggest it’s time for home remodeling
home and garden

5 signs that suggest it’s time for home remodeling

It is easy to fall in love with your dream home, but if you have lived in a particular space long enough, you might know that the structure isn’t everlasting and may wither with time. However, it’s not always easy to tell if a home needs to be remodeled, as some issues could be fixed with a simple coat of paint. Five signs that suggest your home requires a revamp are listed below. Floor damage Having strong and sturdy floorboards in your home is essential to move around safely. However, if they start to detach and carve a hole into the ground, it might be a sign to remodel the space. One could hire a professional to get the job done. Moreover, replacing tiled flooring with wood-based options could help it last longer. Even if you have a carpet cleaned by a professional at regular intervals, it is advised to replace it every ten years. Leaky roofs The roof of a home needs to be in prime condition to protect the interiors from extreme weather conditions. Minor leaks could be fixed with a DIY kit or a professional’s help. However, if it starts to leak in more than one location, it’s time to get it replaced or remodeled.
6 mistakes to avoid for a healthy bladder
health

6 mistakes to avoid for a healthy bladder

As unassumingly simple as it may seem, there is a wrong way to pee! Making common peeing mistakes can impact bladder health and make one more susceptible to microbial infections, loss of bladder control, or urinary incontinence. That is why it is important to be aware and make certain lifestyle changes to improve one’s health. Here are six of the most common peeing mistakes one should avoid for a healthy bladder: Holding the pee in for too long Sometimes, one may need to hold their pee for too long at concerts or on long drives. However, making it a habit can cause urinary infections. Since urine isn’t sterile, holding it in for too long gives the bacteria a chance to grow and multiply, increasing the chances of infection. It can also cause a lack of bladder control over time. Not fully emptying the bladder when peeing Not fully emptying the bladder can also increase the risk of infections and loss of bladder control. This is also known as urinary retention. Blockages, infections, swelling, and neurological conditions may cause urinary retention and may warrant expert intervention. Increasing intake of caffeine Caffeine is a bladder irritant that increases the urge to pee.
6 common breathing mistakes to steer clear of
health

6 common breathing mistakes to steer clear of

Breathing is an essential function that occurs naturally and effortlessly. It is automatically monitored and regulated by the body and does not require constant intervention. However, many significant circulatory and metabolic functions depend on respiration. So, one must occasionally analyze how they breathe and look for irregularities. Experts have identified a few mistakes people make that affect their breathing and respiratory function. Individuals should avoid these breathing mistakes as far as possible. Breathing through the mouth It is common for people to inhale from their mouths without even realizing it. However, experts suggest breathing using the nasal passage. This passage has filters that clear out debris and allergens and humidify the air before it enters the lungs. Getting anxious about breathing Some people closely monitor every breath they take. Respiration is a process closely regulated by the body and requires no major intervention. Therefore, breathing should be monitored only when one experiences respiratory problems like shortness of breath or chest pain. Not using the diaphragm The best way to absorb oxygen is by using the diaphragm muscle located above the stomach. The American Lung Association recommends this technique as it creates negative pressure in the chest and enhances airflow. With training, it is possible to use the diaphragm for regular breathing.
7 common car maintenance mistakes to avoid
auto

7 common car maintenance mistakes to avoid

Owning a vehicle brings a lot of responsibilities, the primary one being maintaining the automobile. Regular car maintenance can prevent breakdowns and extend the life of your vehicle. However, most people tend to make many common car maintenance mistakes, which can cost them a lot of money in the long run. Read on to learn some common car maintenance mistakes that can be easily avoided, saving you a lot of hassle later on. Skipping regular maintenance One of the biggest mistakes individuals make is skipping regular maintenance since the process can help you catch small issues before they become big and expensive problems. Make sure you follow the manufacturer’s recommended maintenance schedule for your vehicle. Not checking tire pressure Many people overlook tire pressure, but keeping your tires inflated is important. Underinflated tires can lead to poor gas mileage, uneven tire wear, and even a blowout while driving. Check your tire pressure regularly and keep them inflated properly. Neglecting fluid changes Fluids like oil, coolant, and transmission fluid are essential to keep your car running smoothly. Neglecting to change them can damage your engine, transmission, and other parts. Check the fluid levels regularly and change them as your car’s manufacturer recommends.
5 concerning signs of headaches
health

5 concerning signs of headaches

Headaches can be a common problem and a sign of health conditions. The pain can be triggered by stress, anxiety, or a lack of quality sleep. However, certain headache symptoms can indicate bigger, more serious health conditions such as migraine or diabetes. Such symptoms must be taken seriously as, if left unchecked, they could pose health risks. Here are a few headache signs that could be a result of underlying health conditions: Pain behind or around the eye Headaches are closely linked to vision problems. If a person experiencing headaches also senses sharp pain in and around their eye, they may be affected by acute glaucoma. In this condition, there is a pressure buildup in the eye, and eventually, the blood flow gets cut off. This is a serious condition that can lead to blindness. So, if one experiences any pain in and around their eyes accompanying a headache, they must consult a local healthcare expert immediately. Neck stiffness Another notable sign of a headache is stiffness and pain in the neck. The stiffness here can be a symptom of meningitis—a bacterial or viral infection that directly affects the membrane surrounding the spinal cord and brain. The subsequent enlargement of these membranes results in neck stiffness, neck pain, and, eventually, headache.
Never ignore these 8 types of pain
health

Never ignore these 8 types of pain

Pain is a sensation that everyone has either already experienced or will experience at some point in life. Most pains are harmless and, more often than not, resolve on their own. However, some aches and pains might not go away quickly and would require expert intervention. To be able to identify when the pain is a cause of concern, it is important to learn the body’s cues. Pelvic pain Painful conditions, such as ovarian cysts, endometriosis, and pelvic inflammatory disease (PID), can give rise to pelvic pain. Therefore, it is crucial not to ignore severe and persistent pelvic pain, especially when it is accompanied by vaginal bleeding or fever. Neck pain Poor posture, injury, cervical spondylitis, and meningitis are all possible reasons for neck pain. Because of the varying range of severity of these conditions, neck pain is one of the aches and pains that should never be ignored. The condition can get crucial if it is present with headache, fever, or stiffness. Tooth pain Gum disease, cavities, and abscesses can cause tooth pain. If someone experiences persistent tooth pain, it is advisable to seek a dental consult, especially if the pain is in combination with fever, swelling, and difficulty swallowing.
4 signs of esophageal cancer to watch out for
health

4 signs of esophageal cancer to watch out for

Our food moves to our digestive system through the esophagus, a long, hollow tube that starts from the throat and ends in the stomach. But when tumors start growing long anywhere along the esophagus, specifically over the cells that line the insides, that’s when esophageal cancer occurs. Its symptoms usually start showing up at later stages. However, certain signs of esophageal cancer can help in early diagnosis. Some of them are: Difficulty while swallowing Difficult swallowing of food and liquids is one of the most prominent signs of esophageal cancer. As the cancerous cells grow slowly, a person finds it difficult to swallow food. The experience is similar to having food stuck in the chest or the throat. In some cases, it may even cause choking. This usually begins as a mild symptom and worsens over time as the lining of the esophagus narrows. Acute pain in the chest In some cases, esophageal cancer may trigger discomfort or pain in the chest. The sudden flare-up of pain usually occurs in the central part of the chest. Sometimes, the pain may be accompanied by a burning sensation or may feel like pressure building up. This type of sign is often reported as a symptom of other health problems, such as heartburn.

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5 smartphone habits to break right away
Tech

5 smartphone habits to break right away

Most of us can’t do without a smartphone. The gadget helps us communicate easily, find the information we’re looking for, shop for our favorite products, and so much more. On the downside, we spend hours glued to our screens. This can take a toll on our personal lives, affect physical and mental health, and even cut short the life of our devices. Here are some harmful smartphone habits to break immediately. Scrolling before bedtime Endless scrolling on social media before bedtime makes it hard to fall asleep at night, leading to restlessness and tiredness the next day. Screens emit a blue light that affects melatonin production in the brain, the hormone that controls a person’s circadian rhythm or sleep-wake cycle. Without melatonin, it can be difficult to fall or stay asleep. Experts advise keeping the phone away for at least an hour before bedtime. You can instead read a book or listen to a podcast to relax your mind.  Always keeping the phone with you If you keep your phone in your pocket, you’ll be constantly tempted to pull it out and browse. Not to mention, you’ll be on the alert for notifications. Therefore it’s best to carry it in your purse or backpack.
A look at some of the best free investment advisors
finance

A look at some of the best free investment advisors

As a beginner investor, investing too much money at the start can be quite difficult and overwhelming. However, if you choose the right brokerage account, you can earn a lot back from it in terms of investment knowledge. So if you are looking for the best cost-free investment advisors to provide you with long-term portfolio management services, then you have come to the right place. Here is our collated list: Interactive Brokers Investment Brokers has an entity known as IBKR Lite, which offers commission-free trading on various commodities. It mainly covers exchange-listed stocks as well as exchange-traded funds (ETFs). It also offers low-priced access to various global markets without any account minimum or inactivity fee. Additionally, it offers the best competitive interest rates, while its client portal, which offers trading and account management services, is highly preferred by users. One of the most notable points is that IBKR Lite has been around for over 40 years, having earned the trust of a vast client base. You Invest by JP Morgan Chase You Invest Trade, offered by JP Morgan Chase, is one of the best low-cost investment advisors. It is complete with a range of commission-free ETFs and stocks that can be traded online.
Things you should know about multiple sclerosis
health

Things you should know about multiple sclerosis

Multiple sclerosis (MS) is a neurological disorder that affects the central nervous system (CNS). Due to this disorder, your immune system attacks myelin, which is the protective sheath covering the nerve fibers. As a result, communication between your brain and body is hampered. Causes of multiple sclerosis The exact cause of multiple sclerosis is still uncertain. However, some factors that cause this disorder are as follows: Immune system If the immune system is compromised, it may attack the CNS. The myelin protective sheath is affected, thereby disrupting the functioning of your brain, resulting in multiple sclerosis. Infection Certain viruses and bacteria can cause multiple sclerosis. Some viruses cause inflammation that breaks down the myelin, triggering multiple sclerosis. It is possible that brain-cell-like bacteria and viruses can cause the immune system to erroneously identify normal cells as foreign cells, thereby destroying them. Some of the viruses and bacteria that can cause multiple sclerosis include Epstein-Barr virus, measles viruses, and human herpesvirus-6 causing disorders like roseola. Genetics One can be highly susceptible to multiple sclerosis if one has a family history of this disorder. The possibility of one developing this disorder in such instances increases by 2.5% to 5% in the country.
Top 4 cloud data integration providers
software

Top 4 cloud data integration providers

As technology gets more advanced, companies that specialize in information technology are taking steps to update their cloud data and data analytics processes. There are companies that provide cloud data integration for the smooth functioning of business operations. Here is a list of the top providers of cloud data integration. Amazon Web Services Amazon Web Services was the first company which provided cloud data integration. The popularity and the stature of the company has grown manifold and it has expanded into providing a wide array of different services to its customers. It made processors based on the Arm technology and soon enough, that became the norm in most companies that specialized in providing cloud data integration. It created a major shift in the cloud storage technology space when it brought out a second-generation Graviton processor. Every year, the company has registered a huge growth in its revenue stream. In the recent past, Amazon Web Services launched the AppFlow, which is aimed at designing SaaS workflows. Microsoft Azure Azure by Microsoft would probably be the most sought after provider of cloud data integration after Amazon Web Services. It is one of the best commercial cloud services offered by the company. Microsoft Azure pitches itself as a service provider of software that one needs to store information.
5 amazing Samsung phone accessories to own
smartphone

5 amazing Samsung phone accessories to own

On average, a person spends a minimum of three to four hours on their phone every day. But, when it comes to convenience, there can never be something like too much. So, if you add a few accessories to your already powerful Samsung phone, it will only simplify your life further, making it more organized and easy. Be it phone holders, selfie sticks, power banks, or data cables, here are a few amazing accessories that are a must for all. Power Banks While Samsung phones have numerous benefits and can help you multitask with ease, there are some cons you cannot escape. For example, if you use your phone more, the battery will drain faster, be it 4000mAh or 5000mAh capacities. Now, of course, if you are home, it is easy for you to put your phone on charge; but what do you do when you forget your charger at home, or you are out with your friends and your battery runs out? There may also be situations wherein you do have a charger, but there’s no charging port available. In such a scenario, a power bank comes handy. It is definitely a Samsung accessory everyone should familiarize themselves with.

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Top 8 employee evaluation software for your business
software

Top 8 employee evaluation software for your business

One of the toughest tasks for any organization is the process of evaluating its employees every year to determine their performance. This where an employee evaluation software can make the process simpler and more systematic for the Human Resources (HR) department. Here’s is a list of the best software providers for employee assessment. BambooHR It is a human resources information system that makes the role of the HR team more effective. This cloud-based software offers a great range of employee information management options, which will help to keep an eye on their performance. This is an affordable software and ideal for small and medium-sized businesses. Engagedly When it comes to employee evaluation, today’s business needs a modern approach, and that is exactly what this employee evaluation software offers. It engages employees in the process of performance evaluation, making it possible for the system to be more simplified and save a lot of time. UltiPro This Cloud-based software offers a range of amazing features that make employee evaluation more effective. UltiPro comes with features like feedback, compensation management, evaluation history, development plans for individual employees, rating scale with customization options, on-going tracking of performance, goal-setting, skill assessment, and peer appraisal. Workday This employee evaluation software helps with the growth of your business by offering more insight into the workforce.
Top 3 Android smartphones for business
smartphone

Top 3 Android smartphones for business

An ideal smartphone for business is one that pleases you, delivers phenomenal value for the money, and on-the-go processing capabilities. It might not be easy for you to judge the usability of the handset simply by browsing the Internet. So, to help you, we have come up with a list of some of the best android smartphones that you can invest in right away. A good business smartphone is one that is capable of running all the latest apps that can help you with your business. So, from helping you connect with your business phone service to privacy services and PDF apps, a good business smartphone is capable of doing it all. Blackberry Key 2 Blackberry might not be the number one in the smartphone market, but the company still develops some of the finest business smartphones. Blackberry Key 2 is an Android run smartphone that was marketed as “an icon reborn,” primarily because Blackberry retained its classic keyword but improved it by adding a speed key button and increasing the size of the keys by 20%. Features of Blackberry Key 2 Long battery life, lasting you two days Qualcomm 660 processor A newer larger and more intelligent keyboard BlackBerry DTEK app that makes it incredibly secure Photos and files can be secured with the BlackBerry Locker The option of storage space of 64 GB and 256 GB 6 GB RAM Samsung Galaxy S20 If you need the best android smartphone that’s great for your business and is affordable at the same time, this 5G phone from Samsung should be your preferred choice.
A quick look at the iPhone X series models
software

A quick look at the iPhone X series models

The iPhone brand has been the father of smartphones since its inception. The first iPhone was introduced by Steve Jobs in 2007, which changed the game for smartphones with its multi-touch and camera capabilities. Since then, there’s no stopping Apple. In 2017, on its 10th Anniversary, Apple revamped the game again with the introduction of the iPhone X. This revolutionary iPhone paved the way for subsequent future iPhones as well, let’s have a look.   iPhone X This was the first iPhone in which the Home Button was replaced by clever software gestures. It had a 5.8-inch edge-to-edge high-resolution OLED display panel a better notch-superior than the previous generation’s LCD panel. The advantage of OLED is that color reproduction is way better, and it is certainly more power-efficient than the past models. As for the security, Apple ditched Touch ID and replaced it with the new biometric, Face ID. The front selfie camera, that was embedded in the notch of the iPhone X, was an added style plus. It created a 3D model of the user and worked in low-light with an infrared camera. In this model, there were two camera sensors on the rear with one telephoto lens and one wide lens.
Top destination travel options in Asia
travel

Top destination travel options in Asia

Asia is a beautiful continent and is home to some of the most exciting destination travel options. With so many exquisite countries to visit, the task of picking the best once can be a bit overwhelming. Well, fret not! Given the availability of affordable flights in-between prime hubs of Asia, you can certainly visit a couple of top destinations in Asia on a single trip. You can pick any one of the listed destinations below for your next destination travel trip. Chiang Mai, Thailand A lot of travelers visiting Thailand prefer its northern capital over Bangkok. The Old City of Chiang Mai is bustling with tourist activity all year round. The most beautiful thing that you’ll witness here is the welcoming and calming smile of monks. Happening night markets, a multitude of cultural festivals, beautiful temples, and sprawling mountains for trekking– Chiang Mai has something for every type of traveler. Every year the city gets a footfall of more than a million travelers that leave the destination enriched with hope and satisfaction. When in Chiang Mia, make sure that you take a tour of the magnificent riverside village, Pai, which is located only a few hours north of the city. Penang, Malaysia If you are looking for a destination travel trip where you can relax, unwind, and experience mouth-watering cuisine, then Penang in Malaysia is the right destination for you.
Top payroll software for small businesses
software

Top payroll software for small businesses

If you run a small business, payroll software can help you manage all the particulars and activities regarding your employee workforce. If you have 50 to 100 employees, it can get a little difficult to keep track of all the payslips, tax files, and other important employee details. That’s where payroll software for small businesses come in. Let’s look at the top software options you can choose from: Gusto Hailed as one of the best payroll software for small businesses, Gusto offers a comprehensive system with intuitive software that can help you handle a variety of employee-related matters. These include employee pay stubs and tax forms, benefits and payroll reports, health insurance, state and federal unemployment insurance, PTO tracking, direct deposit facilities, wage garnishments, automated tax filings, and unlimited payroll runs in all 50 states. The interface is easy-to-use, and the brand offers a free demo as well. Unlike other software, Gusto does not charge extra for features like automated billing, health benefits, online estimates, and workers’ compensation. ADP This software can take HR and payroll off your hands, easing your burden if you’re managing a small business. It handles all the time-consuming tasks for you, ranging from managing employees’ 401(k) accounts to filing payroll taxes, and it also takes over tasks like onboarding, hiring, and recruiting.
Business class flights and its features
travel

Business class flights and its features

All of us have daydreamed about traveling business class when we make a steady shuffle from business class to economy. Yes, it lures us with its spacious cabins, and luxe and cushy comforts. So, is it worth flying in a first-class or business class flight? Let’s discuss some of the best business class flight features that will prove that it is worth every penny. Priority check-in For travelers traveling business class, the check-in process is a lot more convenient and easier. You don’t need to stand in the long queue to finish your check-in procedure. Go ahead and sit down at the waiting room seat while the staff handles the check-in for you. Extra baggage allowed Now, this completely depends on the policy of the airline. However, irrespective of the airline you are traveling with, the permissible baggage allowance for a business class is certainly more than economy class travelers. So, if you are a shopaholic, it could be a huge plus. Access to the special lounge Ahead of the boarding time, business class travelers can wait in the exclusive lounge dedicated to them. Again, it might vary from airline to airline and airport to airport, but in most lounges across the globe, you’ll get scrumptious snacks and food.