5 mistakes to avoid when buying life insurance
finance

5 mistakes to avoid when buying life insurance

Life insurance enables individuals to cover their family members against financial risks that may arise in the future. So, one must not overlook its purchase. If one can afford it, they could consider picking a policy with a higher coverage. Moreover, there are several errors that one could make when buying a life insurance policy, which could result in limited benefits for their family. Here are five such mistakes to avoid. Focusing only on the premium amount Several buyers pay attention only on the premium amount they are supposed to pay instead of looking into more about the coverage and its terms. Doing so could result in buying a policy that is insufficient for meeting the requirements of the policyholder’s family. So, one must consider factors such as future goals, children’s education fees, and inflation instead of only focusing on the premium. Relying on the employer’s insurance coverage Employers generally offer a basic level of life insurance coverage. So, one must not completely rely on it for protection and should consider getting supplemental life insurance. Moreover, one may be able to secure a reduced premium rate when they opt for the life insurance provider associated with their employer for standard coverage.
Top 10 Refrigerator Deals to Expect on Black Friday 2023
Refrigerators

Top 10 Refrigerator Deals to Expect on Black Friday 2023

Refrigerators are an important appliance in any household. From storing groceries and staples to leftovers, it is quite difficult to imagine life without this essential piece of tech. With varying needs in each home, they are also available in several different styles. At the same time, they can also be a pricey investment. That is why the holiday shopping season may be the best time to buy one. Based on last year’s deals and discounts, here are the ten refrigerator deals one can look forward to on Black Friday in 2023. French door refrigerator These fridges have two doors on top and a freezer door on the bottom. This allows customers to have ample refrigerator and freezer space for all their groceries, including full-sized pizzas, casseroles, and platters. These are ideal for homes that need more fridge space than freezer space. Additionally, the shelves and compartments in these refrigerators are adjustable, allowing users to customize the space based on their unique needs. Some units may also come with external water and ice dispensers. Some of the top deals on French-door refrigerators on Black Friday last year came from brands like: 1. Some Kenmore French-door refrigerators saw massive discounts last year.
6 alarming signs of sickle cell crises
health

6 alarming signs of sickle cell crises

Sickle cell crisis, also called vaso-occlusive crisis, is a painful and potentially life-threatening episode that occurs in individuals with sickle cell disease (SCD). This type of blood disorder is caused by an abnormal genetic mutation. The condition affects one’s hemoglobin and turns the shape of red blood cells into sickle-shaped cells, leading to restricted blood flow, anemia, and increased risk of infections. Understanding the warning signs of sickle cell crisis is important. Intense pain and headaches Sickle cell crisis brings excruciating pain, often accompanied by headache or dizziness. Individuals experiencing a crisis describe the pain as sharp, throbbing, and unbearable. This pain can occur anywhere in the body but is most commonly felt in the bones and joints. It can be so severe that it interferes with daily activities, making it impossible to ignore. Muscular weakness and swelling Muscular or general weakness can manifest in various parts of the body during sickle cell crisis, making it difficult to move some parts of one’s body or perform everyday tasks. It can also be due to swelling of hands and feet or localized swelling that can be tender or painful to the touch. These symptoms mainly occur because the sickle cells get stuck in the small vessels and block blood flow.
Top 10 Mattress Deals to Expect This Black Friday 2023
mattresses

Top 10 Mattress Deals to Expect This Black Friday 2023

For many shoppers, Black Friday means the biggest savings of the year. One can save hundreds or even thousands of dollars on big-ticket purchases such as mattresses and beddings. Whether one plans to shop in-store or online, it’s essential to have a strategy in order to save big during the holiday sales season. This involves researching the most popular deals from last year and identifying the best-selling products that are likely to be on sale. Following are some of the top mattress deals anticipated for Black Friday 2023. Memory foam mattresses Offering stellar lumbar support and comfortable sleeping experience, memory foam mattresses have become immensely popular over the last few years. This is why shoppers rush to grab the best deals on them every year during the holiday shopping season. This year, too, deals on memory foam mattresses are expected to be sold out pretty quickly. 1. Discounted prices Shoppers can look forward to some amazing price cuts on some of the best memory foam mattresses in the market. Last year saw many big brands cutting down the price by $100 to $500 on their top-selling mattresses. 2. Tiered offers A few brands may roll out tiered offers on their mattresses, as seen in the previous year.
10 Great Washer and Dryer Deals to Expect for Black Friday 2023
shopping

10 Great Washer and Dryer Deals to Expect for Black Friday 2023

Many households use washers and dryers daily, which tends to wear these machines out. One could keep repairing them, but it’s not viable. A new appliance can help save on frequent repairs while providing better features. Those needing new washers or dryers can wait until Black Friday for the best prices. Based on past offers and existing trends, here are ten deals to expect on various types of washers and dryers during Black Friday 2023. 1. Portable washing machine Shoppers looking for a portable washer can check out the 9.0 cu. ft. model from BLACK+DECKER. It’s efficient and compact and can handle small loads well. The machine has a self-cleaning feature besides multiple cycles and water settings to customize every laundry session. This model also has an unbalance detection feature to detect and correct balance issues in the washing tub automatically. The product is currently available for a 12% discount at Amazon, but if one holds off purchasing until Black Friday, they could get a better deal. 2. Stackable smart washer These washers are space savers as they can be stacked! An attractive stackable model to watch for is Samsung’s 4.6 Cu. Ft. AI Smart Dial Washer, which was available for $470 less last Black Friday.
Top 10 Tablet Deals to Explore This Black Friday
shopping

Top 10 Tablet Deals to Explore This Black Friday

Tablets are versatile devices that can be used for multiple purposes. With the annual Black Friday sale approaching, retail stores offer exclusive deals, making it an excellent opportunity to buy a new tablet for personal or professional use. Tablets with the latest processors, best cameras, and other features are available at discounted prices. We have compiled a list of top tablets that were on sale last year. One can expect similar deals this year as well. Tablet for kids 1. Last year, Samsung reduced the price of the Galaxy Tab S9 Plus (256GB) from $999 to $879. The Galaxy Tab S9 Plus is one of the fastest Android tablets with unique features, excellent speakers, and good screen quality. Additionally, this tablet boasts a sleek design and is waterproof and dustproof, making it stand out from other tablets in the market. 2. For those looking for a gadget with long-lasting battery life, Microsoft Surface Pro 9 is an excellent choice. It runs on Windows, unlike most other devices that use Android or iOS. This device has a razor-thin display with a 120 Hz refresh rate, and it comes with a keyboard cover and a high-quality webcam. The Microsoft Surface Pro 9 also supports 5G network services.
10 Great Black Friday 2023 Deals to Expect on Coffee Makers
coffee maker

10 Great Black Friday 2023 Deals to Expect on Coffee Makers

Coffee boosts energy and gives people the perfect start to their day. Consequently, coffee makers are almost always in high demand, regardless of mood or season. However, if one wants to save on these machines, the best time to buy them is Black Friday, when brands roll out discounts. Based on past offers and current trends, here are ten deals to expect on different coffee makers during Black Friday 2023. 1. Drip coffee makers Drip coffee makers employ a water reservoir on top to heat water and run it through coffee grounds in the filter below. Some models are fully programmable with features like brew-strength control, adjustable brew-start, and auto-off timers. They also have durable filters and large cup capacities. Many drip models currently sell for around 8% to 10% off their original prices at online stores, so shoppers can expect to save more than this when the Black Friday sale begins. 2. Thermal carafe coffee makers Thermal carafe coffee makers work like traditional drip machines. But instead of a glass coffee pot and hot plate, the coffee accumulates in an insulated thermal carafe. This ensures the beverage remains warm while preventing it from getting burnt on a hot plate.
10 Great Refrigerator Deals to Expect for Black Friday 2023
Refrigerators

10 Great Refrigerator Deals to Expect for Black Friday 2023

Only a few appliances can be considered indispensable, and a refrigerator is one of them. Refrigerators need regular repairs to function optimally and keep their stored contents cool and free from bacterial growth. Shoppers usually seek discounts on retail sites for various refrigerators when Black Friday is around the corner. This year promises to be no different in that regard. Based on past and current trends, here are some expected discounts on refrigerators: French-door refrigerator deals With two doors on top and a freezer drawer at the bottom, French door refrigerators are often in high demand due to their wide freezer compartment providing greater storage space for foods. These refrigerators also come with adjustable shelves and compartments to make the freezer and fridge storage spaces more customizable. Samsung’s bespoke 30 cu. ft 3-door French Door smart refrigerator is selling for $1,699 after a $1,000 discount on Best Buy. But if one can hold off buying it till Black Friday, one may get a better deal for it. This refrigerator has incredible features like customizable body colors and built-in pitchers that automatically refill with filtered water and an option to infuse the flavor of the user’s choice. Top freezer refrigerator deals As its name implies, these kinds of fridges have a freezer above, with the regular refrigerator section at the bottom.
Top 10 Laptop Deals to Anticipate on Black Friday 2023
Laptops

Top 10 Laptop Deals to Anticipate on Black Friday 2023

Black Friday is the best time to make big-ticket tech purchases, such as laptops, since their prices drop to an all-time low. Top brands and retailers start offering hefty discounts, bundles, etc., as soon as the holiday shopping season starts. Last year saw shoppers grabbing some super-saver deals from these leading laptop manufacturers. Here are the top offers of last year to get an idea of what to look forward to for Black Friday 2023. Apple Apple manufactures one of the iconic laptops in the market. They are known for long battery life, solid storage, sleek designs, and high-definition display. These premium laptops generally have high-end price points, so most shoppers wait around for Back Friday sales to arrive to get them. While Apple products generally do not have flat discounts, typically, there are some offers one can take advantage of. A couple of deals on Apple’s laptops that caught shoppers’ attention last year included these. 1. Discounted prices Apple’s retail partners, such as Amazon, Best Buy, and B&H Photos, offered some deep discounts as part of their Back Friday sales last year. The prices were knocked off significantly with nearly $800 to $1000 off. 2. Accessory offers Some retailers also offered Apple accessories through bundle deals on the purchase of laptops.
10 Black Friday 2023 Deals to Expect on Cat Foods
cat foods

10 Black Friday 2023 Deals to Expect on Cat Foods

Cats need high-quality and (normally) pricey foods to stay healthy at all times. Therefore, cat owners actively seek discounts and offers on these products during festive occasions like Black Friday. With Black Friday still a few weeks away, retailers everywhere will be planning and strategizing about the offers to provide their loyal customers. Based on multiple existing offers available on cat foods, here are some of the products that one can expect similar bargains this year. 1. Weruva cat food bundle Weruva Cats In The Kitchen bundle currently comes with discounts worth 5% on e-retail sites, so shoppers looking to purchase it on Black Friday have a high possibility of finding similarly good offers on the product then. This bundle comes with foods such as salmon, tuna recipes, and grain-free cat food pouches, along with a 3-oz pouch, a case of a 12-gourmet recipe made with salmon, tuna, and mackerel as its first ingredients. These elements make this food bundle all the necessary nutrients like animal protein, amino acids, minerals, vitamins, and taurine for vision and heart health. The pouches come with easy-to-open packages and adequate amounts of hydration to support a cat’s well-being. All a cat owner needs to do is open and serve the bundle to their cat to give them incredibly healthy and nourishing food daily.

Top Articles

Top 8 employee evaluation software for your business
software

Top 8 employee evaluation software for your business

One of the toughest tasks for any organization is the process of evaluating its employees every year to determine their performance. This where an employee evaluation software can make the process simpler and more systematic for the Human Resources (HR) department. Here’s is a list of the best software providers for employee assessment. BambooHR It is a human resources information system that makes the role of the HR team more effective. This cloud-based software offers a great range of employee information management options, which will help to keep an eye on their performance. This is an affordable software and ideal for small and medium-sized businesses. Engagedly When it comes to employee evaluation, today’s business needs a modern approach, and that is exactly what this employee evaluation software offers. It engages employees in the process of performance evaluation, making it possible for the system to be more simplified and save a lot of time. UltiPro This Cloud-based software offers a range of amazing features that make employee evaluation more effective. UltiPro comes with features like feedback, compensation management, evaluation history, development plans for individual employees, rating scale with customization options, on-going tracking of performance, goal-setting, skill assessment, and peer appraisal. Workday This employee evaluation software helps with the growth of your business by offering more insight into the workforce.
Top 3 Android smartphones for business
smartphone

Top 3 Android smartphones for business

An ideal smartphone for business is one that pleases you, delivers phenomenal value for the money, and on-the-go processing capabilities. It might not be easy for you to judge the usability of the handset simply by browsing the Internet. So, to help you, we have come up with a list of some of the best android smartphones that you can invest in right away. A good business smartphone is one that is capable of running all the latest apps that can help you with your business. So, from helping you connect with your business phone service to privacy services and PDF apps, a good business smartphone is capable of doing it all. Blackberry Key 2 Blackberry might not be the number one in the smartphone market, but the company still develops some of the finest business smartphones. Blackberry Key 2 is an Android run smartphone that was marketed as “an icon reborn,” primarily because Blackberry retained its classic keyword but improved it by adding a speed key button and increasing the size of the keys by 20%. Features of Blackberry Key 2 Long battery life, lasting you two days Qualcomm 660 processor A newer larger and more intelligent keyboard BlackBerry DTEK app that makes it incredibly secure Photos and files can be secured with the BlackBerry Locker The option of storage space of 64 GB and 256 GB 6 GB RAM Samsung Galaxy S20 If you need the best android smartphone that’s great for your business and is affordable at the same time, this 5G phone from Samsung should be your preferred choice.
A quick look at the iPhone X series models
software

A quick look at the iPhone X series models

The iPhone brand has been the father of smartphones since its inception. The first iPhone was introduced by Steve Jobs in 2007, which changed the game for smartphones with its multi-touch and camera capabilities. Since then, there’s no stopping Apple. In 2017, on its 10th Anniversary, Apple revamped the game again with the introduction of the iPhone X. This revolutionary iPhone paved the way for subsequent future iPhones as well, let’s have a look.   iPhone X This was the first iPhone in which the Home Button was replaced by clever software gestures. It had a 5.8-inch edge-to-edge high-resolution OLED display panel a better notch-superior than the previous generation’s LCD panel. The advantage of OLED is that color reproduction is way better, and it is certainly more power-efficient than the past models. As for the security, Apple ditched Touch ID and replaced it with the new biometric, Face ID. The front selfie camera, that was embedded in the notch of the iPhone X, was an added style plus. It created a 3D model of the user and worked in low-light with an infrared camera. In this model, there were two camera sensors on the rear with one telephoto lens and one wide lens.
Top destination travel options in Asia
travel

Top destination travel options in Asia

Asia is a beautiful continent and is home to some of the most exciting destination travel options. With so many exquisite countries to visit, the task of picking the best once can be a bit overwhelming. Well, fret not! Given the availability of affordable flights in-between prime hubs of Asia, you can certainly visit a couple of top destinations in Asia on a single trip. You can pick any one of the listed destinations below for your next destination travel trip. Chiang Mai, Thailand A lot of travelers visiting Thailand prefer its northern capital over Bangkok. The Old City of Chiang Mai is bustling with tourist activity all year round. The most beautiful thing that you’ll witness here is the welcoming and calming smile of monks. Happening night markets, a multitude of cultural festivals, beautiful temples, and sprawling mountains for trekking– Chiang Mai has something for every type of traveler. Every year the city gets a footfall of more than a million travelers that leave the destination enriched with hope and satisfaction. When in Chiang Mia, make sure that you take a tour of the magnificent riverside village, Pai, which is located only a few hours north of the city. Penang, Malaysia If you are looking for a destination travel trip where you can relax, unwind, and experience mouth-watering cuisine, then Penang in Malaysia is the right destination for you.
Top payroll software for small businesses
software

Top payroll software for small businesses

If you run a small business, payroll software can help you manage all the particulars and activities regarding your employee workforce. If you have 50 to 100 employees, it can get a little difficult to keep track of all the payslips, tax files, and other important employee details. That’s where payroll software for small businesses come in. Let’s look at the top software options you can choose from: Gusto Hailed as one of the best payroll software for small businesses, Gusto offers a comprehensive system with intuitive software that can help you handle a variety of employee-related matters. These include employee pay stubs and tax forms, benefits and payroll reports, health insurance, state and federal unemployment insurance, PTO tracking, direct deposit facilities, wage garnishments, automated tax filings, and unlimited payroll runs in all 50 states. The interface is easy-to-use, and the brand offers a free demo as well. Unlike other software, Gusto does not charge extra for features like automated billing, health benefits, online estimates, and workers’ compensation. ADP This software can take HR and payroll off your hands, easing your burden if you’re managing a small business. It handles all the time-consuming tasks for you, ranging from managing employees’ 401(k) accounts to filing payroll taxes, and it also takes over tasks like onboarding, hiring, and recruiting.
Business class flights and its features
travel

Business class flights and its features

All of us have daydreamed about traveling business class when we make a steady shuffle from business class to economy. Yes, it lures us with its spacious cabins, and luxe and cushy comforts. So, is it worth flying in a first-class or business class flight? Let’s discuss some of the best business class flight features that will prove that it is worth every penny. Priority check-in For travelers traveling business class, the check-in process is a lot more convenient and easier. You don’t need to stand in the long queue to finish your check-in procedure. Go ahead and sit down at the waiting room seat while the staff handles the check-in for you. Extra baggage allowed Now, this completely depends on the policy of the airline. However, irrespective of the airline you are traveling with, the permissible baggage allowance for a business class is certainly more than economy class travelers. So, if you are a shopaholic, it could be a huge plus. Access to the special lounge Ahead of the boarding time, business class travelers can wait in the exclusive lounge dedicated to them. Again, it might vary from airline to airline and airport to airport, but in most lounges across the globe, you’ll get scrumptious snacks and food.